DelaTorre-Diaz, Lorena
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DelaTorre-Diaz, Lorena
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De la Torre Díaz, Lorena
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lotorre
Torre-Diaz, Lorena de la
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57290222000

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Impacto de los microcréditos en la movilidad social en México : enfoque en la adquisición de activos entre 2003 y 2020

2023 , DelaTorre-Diaz, Lorena , Rodríguez Aguilar, Román , Rivas Aceves, Salvador

La Movilidad Social se refiere a los cambios en las condiciones socioeconómicas de los individuos durante su vida o entre generaciones. La posesión de activos se ha empleado como medida del patrimonio de los hogares para evaluar su movilidad social. El presente estudio propone evaluar la relación existente entre la movilidad social y los activos de los hogares, añadiendo los microcréditos como la fuente de financiamiento para adquirir un conjunto de activos de equipamiento del hogar. Mediante un modelo de microsimulación se concluye que los microcréditos para adquisición de activos sí generan movilidad social ascendente pues permitirían que alrededor del 32% de los hogares pudieran ubicarse en un nivel socioeconómico superior. Se recomienda el diseño de un esquema mixto (público-privado) para ampliar el alcance del impacto

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Sustainability and Quality of Life in Marginalized Areas: An Impact Evaluation of a Community Center in Santa Fe, Mexico

2024 , Velázquez-Salazar, Marisol , DelaTorre-Diaz, Lorena

The aim of this paper is to present the results of an impact evaluation of a community center in health, capacity building, and digital access, which form an approximation of quality of life, in the population of Santa Fe town in Mexico City, from 2022 to 2024. The methodology is quantitative, using an impact index and the differences in differences (DD) technique. The data were obtained from primary sources with surveys undertaken via questionnaires. The center is operated by a private university and funded by private firms. The results show a positive impact of 0.287127 out of 1 on the weighted impact index, which allows us to consider this program successful in improving the quality of life of the target population. Through impact evaluation, the effectiveness of interventions and opportunities for improvement are identified, fostering collaboration among local actors, including community members, state-run public programs, and community centers. This collaborative effort improves the quality of life, creating a sustainable community wherein each actor addresses specific needs. Impact evaluation plays a crucial role in measuring sustainability because it is a continuous improvement process that, when combined with other actions, enhances the community’s overall well-being. ©2024 MDPI, The authors.

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