La inclusión financiera en México

"Financial Inclusion" deals with the access and use of formal financial services to improve financial capabilities of all segments of the population, which for practical purposes can be identified with a theoretical growth in the amount of bank accounts which exist in the financial system. Within the fundamental components for the achievement of "Financial Inclusion", access to financial services is currently considered as the main important, referring to the infrastructure of the financial system to provide service to the population, such as: bank branches, ATMs, point of sale (POS) and additional points of attention of correspondent banks. The present study aims to identify how the number of bank accounts has reacted on the basis of the actions made by the Financial System to make grow the service infrastructure, identifying in the background the components with a greater correlation against the increase of accounts. This will result in a proposal to encourage the channels with the greatest impact to achieve, in a more accelerated way, the benefits that are obtained from "Financial Inclusion".

Introducción -- El modelo de regresión lineal simple planteamiento del modelo -- Conclusiones