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Reconstructing household financial well-being; The case of Mexican households

Journal
Contaduría y Administración
ISSN
2448-8410
Publisher
Universidad Nacional Autónoma de México, Facultad de Contaduría y Administración
Date Issued
2025
Author(s)
Mopya Ponce, Claudine
Type
text::journal::journal article
DOI
10.22201/fca.24488410e.2026.5431
URL
https://scripta.up.edu.mx/handle/20.500.12552/12746
Abstract
Through the application of Bayesian Network methodology, this study delves into household financial well-being in Mexico over the 2018 – 2022 period. The foundational scenario involved vital variables such as poverty-induced vulnerability, household type, education of the household head, financial education, income source (i.e., formal or informal sector employment), financial asset management, and savings as the main variables influencing household financial well-being. Subsequently, each variable was extrapolated to measure its impact on the focal point of interest. Results show that income from informal sector employment, education of the household head, financial education, and savings emerge as statistically significant factors exerting the greatest influence on household financial well-being. Economic policy recommendations to address these influential factors are discussed. ©The authors © Universidad Nacional Autónoma de México, Facultad de Contaduría y Administración.
Subjects

Bayesian analysis

Income and wealth

Households

Financial behavior

Financial inclusion

License
Acceso Abierto
URL License
https://creativecommons.org/licenses/by-nc-sa/4.0/
How to cite
Dávila-Aragón, G., Moya Ponce, C., & Ortiz Arango, F. (2025). Reconstructing household financial well-being; The case of Mexican households. Contaduría Y Administración, 71(1), e539. https://doi.org/10.22201/fca.24488410e.2026.5431

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