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    Item type:Publication,
    Critical Factors for Financial Inclusion in Mexico
    (MDPI AG, 2026)
    Terán-Bustamante, Antonia  
    ;
    Morganti, Paolo Riccardo  
    ;
    Rivas Aceves, Salvador  
    Financial inclusion is widely regarded as an important driver of economic development and social well-being, yet existing evidence often treats inclusion as a uniform process. This study examines how different channels of financial inclusion relate to regional economic activity across Mexican states between 2018 and 2023. Distinguishing among traditional banking infrastructure, card-based financial products, and digital inclusion through mobile banking, the analysis finds that digital adoption is the most robust margin associated with higher economic activity, even after accounting for persistent regional differences. Dynamic evidence further suggests a sequential, mobile-first pattern of financial deepening, in which the expansion of mobile banking precedes improvements in economic performance and the later diffusion of credit-based instruments. In contrast, traditional access indicators display weaker short-run associations with regional output. Overall, the findings highlight the importance of technological channels and timing in shaping the economic impact of financial inclusion, particularly in regions where physical financial infrastructure remains limited. ©The authors ©MDPI
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    Tourism and Well being : Substantive versus slogan-based hospitality
    (Hospitalidad ESDAI, 2020)
    Vázquez Gómez, Rosa Adriana  
    ;
    Araujo Gómez, Raquela María
    ;
    Campus Ciudad de México
    This article aims to analyze the concepts of hospitality and social well-being in light of the impact that tourism development has on a population’s social growth. The concept of hospitality is incorporated into a philosophical and anthropological approach, and draws on concepts of well-being from social and economic perspectives. We offer a comparative analysis of regional tourism growth and its impact on a local population’s well-being based on the four variables associated with economic development: Food (as included within the healthcare field), Education, Social Security and Housing. We examine the impact tourism has had on social growth in populations from Baja California Sur, Mexico, specifically focusing on the municipalities of Comondú, Mulegé, La Paz, Los Cabos and Loreto. We begin with the premise that development measures do not always coincide with qualitative improvement, and often just include quantitative improvement, when it comes to the local population and its environment because tourism growth is based on an outdated concept limited to economic data. We have found that, although authorities have worked to promote tourism for decades, many of the needs of the poor and working class have gone unattended, reflecting the government’s long-term abandonment in this area.
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