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    Critical Factors for Financial Inclusion in Mexico
    (MDPI AG, 2026)
    Terán-Bustamante, Antonia  
    ;
    Morganti, Paolo Riccardo  
    ;
    Rivas Aceves, Salvador  
    Financial inclusion is widely regarded as an important driver of economic development and social well-being, yet existing evidence often treats inclusion as a uniform process. This study examines how different channels of financial inclusion relate to regional economic activity across Mexican states between 2018 and 2023. Distinguishing among traditional banking infrastructure, card-based financial products, and digital inclusion through mobile banking, the analysis finds that digital adoption is the most robust margin associated with higher economic activity, even after accounting for persistent regional differences. Dynamic evidence further suggests a sequential, mobile-first pattern of financial deepening, in which the expansion of mobile banking precedes improvements in economic performance and the later diffusion of credit-based instruments. In contrast, traditional access indicators display weaker short-run associations with regional output. Overall, the findings highlight the importance of technological channels and timing in shaping the economic impact of financial inclusion, particularly in regions where physical financial infrastructure remains limited. ©The authors ©MDPI
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    Reconstructing household financial well-being; The case of Mexican households
    (Universidad Nacional Autónoma de México, Facultad de Contaduría y Administración, 2025)
    Dávila-Aragón, Griselda  
    ;
    Mopya Ponce, Claudine
    ;
    Ortiz Arango, Francisco  
    Through the application of Bayesian Network methodology, this study delves into household financial well-being in Mexico over the 2018 – 2022 period. The foundational scenario involved vital variables such as poverty-induced vulnerability, household type, education of the household head, financial education, income source (i.e., formal or informal sector employment), financial asset management, and savings as the main variables influencing household financial well-being. Subsequently, each variable was extrapolated to measure its impact on the focal point of interest. Results show that income from informal sector employment, education of the household head, financial education, and savings emerge as statistically significant factors exerting the greatest influence on household financial well-being. Economic policy recommendations to address these influential factors are discussed. ©The authors © Universidad Nacional Autónoma de México, Facultad de Contaduría y Administración.
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    Digital financial inclusion as a catalyst for innovation, economic growth, and sustainability: A bibliometric analysis (2014-2024)
    (Pro-Metrics, 2025)
    Salazar-Uribe, Mayra Yvette
    ;
    Terán-Bustamante, Antonia  
    ;
    Salgado-García, Jorge Arturo
    ;
    Hernández-Lara, Ana Beatriz
    Objective. This study aimed to conduct a bibliometric analysis of keywords to identify strategic topics in digital financial inclusion (DFI) and their relationship with sustainability and economic growth between 2014 and 2024. Design/Methodology/Approach. A bibliometric analysis was conducted on a sample of 1,234 academic articles indexed in Scopus using the Bibliometrix tool in R. Keyword co-occurrence was examined using multiple correspondence analysis and K-means clustering to reveal thematic structures. Results/Discussion. A total of six thematic clusters were identified: (1) threshold effect, (2) digital transformation, (3) central bank digital currencies (CBDCs), (4) sustainable development, (5) financial and digital literacy, and (6) fintech. These clusters demonstrated the evolution of DFI from its initial role as a technological enabler, such as fintech and blockchain, to its current impact on economic development, growth, and sustainability. This analysis proposed a conceptual model of DFI. In this model, digital literacy and fintech functioned as enablers. Meanwhile, CBDCs and blockchain technology served as structural tools. Digital financial inclusion was defined as a mechanism for inclusive economic development. Conclusion. The findings contributed to an understanding of how financial digitization is linked to sustainability strategies and long-term economic growth. ©The authors ©Iberoamerican Journal of Science Measurement and Communication ©Pro-Metrics
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    Digitalization and Financial Inclusion in the Era of New Technologies
    (Springer Nature Switzerland, 2025)
    González Aguadé, Jaime
    ;
    Múzquiz Yaber, Ariel
    Technological advances and digitalization have represented a paradigm shift in the way we interact with the world around us. Thanks to these advances, the financial sector has experienced a significant transformation, expanding the way it offers its services and products. The objective of this text is to examine how digitalization represents an important opportunity to increase the financial inclusion of the Mexican population. Promoting the use and access to the financial system through technology is a very important challenge and it must be everyone’s task to focus efforts so that it becomes a tool for social inclusion. However, it is important to keep in mind that this also entails some important challenges in terms of digital exclusion, information security and privacy, user protection, and regulatory issues. ©The authors ©Springer.