Rivas Aceves, Salvador
Main Affiliation
Preferred name
Rivas Aceves, Salvador
Official Name
Rivas Aceves, Salvador
ORCID
0000-0002-4182-6461
Researcher ID
FTP-9453-2022
Scopus Author ID
36667485700
20 results
Now showing 1 - 10 of 20
- Some of the metrics are blocked by yourconsent settings
Item type:Publication, How Financial Literacy Factors Influence Households’ Income and Expenses(Social Sciences Research Society, 2024); ; Financial literacy equips individuals with the knowledge and skills necessary to manage money effectively, thereby fostering financial well-being and supporting societal development through the promotion of financial responsibility. This study investigates the key determinants of financial literacy that influence household income and expenditure. The research employs an empirical analysis, utilising data from a biannual National Income and Expenses Survey. Two models were compared using multivariate estimations to examine the cause-and-effect relationships between income, expenditure, and financial literacy variables. The first model applied the least-squares method, while the second utilised a robust least-squares method, which accommodates outliers and mitigates the impact of assumption violations. Findings reveal that certain factors, including savings, education, medical expense insurance, life insurance, and credit card usage, significantly and positively influence household income and expenses over time. Notably, the acquisition of medical expense insurance, life insurance, and credit card usage emerged as the most impactful factors. Although savings and education were statistically significant, their overall influence on household financial outcomes was comparatively limited. This study contributes by identifying and highlighting the most influential factors affecting household income and expenditure, with implications for policy and practice. It is recommended to enhance financial literacy by improving public understanding and practical engagement with medical expense insurance, life insurance, and credit card usage, thereby promoting more sustainable and prosperous financial outcomes for households. © The authors (2024), International Journal of Economics and Finance Studies ©Social Sciences Research Society. - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Intersection of Banking, Social Welfare, and Digital Transformation: The Mexican Case, a Latin American Perspective(Springer Nature Switzerland, 2025); - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Cultivating Crisis: Comparative Cases of Policy Complicity, Slow Violence, and Cultural GenocideConnections between food systems, state and market failures, and mass atrocity risk are shown through comparative analyses of three case studies. The corporatization of agriculture, influenced by policies that prioritize massified food production rather than small-scale farming has eroded food sovereignty and marginalized Indigenous and other minoritized communities. The study situates food systems within the framework of cultural genocide, illustrating how the displacement of traditional agricultural practices, loss of land sovereignty, and structural disenfranchisement contribute to broader patterns of erasure. The paper underscores the need for policy interventions that protect food sovereignty and prevent the conditions that facilitate cultural erasure, economic exclusion, and social instability. ©The authors ©Routledge. - Some of the metrics are blocked by yourconsent settings
Item type:Publication, The Importance of Health and Social Protection Assets in the Economic Welfare of Households in Mexico(Fundación de Investigación del Instituto Mexicano de Ejecutivos de Finanzas, 2023); This paper seeks determines how the possession of health and social protection assets affects the probability of a household belonging to a given quintile of a proposed asset ownership index. An ordered logistic regression model was constructed. As a dependent variable, the quintile of each household was used according to the index. This research is based on 48 explanatory variables from the 2020 National Income and Expenses Survey. It confirms that health and social protection assets are relevant in the location of households in a quintile according to its socioeconomic condition. Estimated marginal effects and predictions for every quintile, show that the effect of the assets varies according to the quintile. Ownership of specific assets increase the likelihood of belonging to the higher quintiles. The possession of a voluntary pension fund is the most relevant asset. The empirical results obtained may contribute to design more efficient inequality-reducing public policies by promoting its acquisition and thereby encouraging social mobility. Main limitations of this research are related with the small number of health and social-protection related variables in the survey. ©Revista Mexicana de Economía y Finanzas14 1 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Teoría económica: un panorama contemporáneo(Universidad Panamericana, 2014); 14 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Financial prudential behavior and economic growthThe 2008 global financial crisis showed not only that there is a link between real economy and financial markets, but also that financial stability is necessary for investment, innovation and of course economic growth. Regarding the link between real and financial sectors, several studies long before the 2008 financial crisis revealed positive impacts from financial sector on real economy, basically because a solid financial system promote physic and human capital accumulation, see Banerjee and Newman (1993) Galor and Zeira (1993), Aghion and Bolton (1997), Piketty (1997), Levine (1997), Levine and Zervos (1998), Rajan and Zingales (1998). When considering well-developed financial markets as economic growth promoters the researches of Levine (2005), Aghion et al. (2005) and Acemoglu et al. (2006) proved that financial develop indeed accelerates economic growth.15 2 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Innovation and internationalization : Grupo Lorsa : A family firm that found innovation from within(2018); 38 1 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Looking Back at 2022: A Recovery or a Protracted Crisis?The year 2022 was a turbulent time for the global economy because of the cumulative impact of the war in Ukraine, rapid spread of COVID-19 Omicron, record-breaking heat waves, and other macroeconomic shocks. The adverse situation was reflected in many industries, as operations were hampered by employee absenteeism, supply chain disruptions, and inflation. Inflation is seen as the most severe long-lasting damage from the pandemic together with the recessionary interest rate hikes central banks have implemented to control it. Inflation is analyzed as mainly a supply-side problem, caused by supply chain disruptions and companies that went out of business during the lockdowns. As a consequence, high interest rates have so far failed to dampen inflation, but have negatively impacted investment, consumption, tax collection, and public debt payment issues for several countries. This Introduction also includes a commentary of all chapters in this volume. ©The authors ©Palgrave Macmillan, Cham.5 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Contagion Adverse Degree, Income Inequality and Economic GrowthBy introducing the effects of the pandemic into an endogenous economic growth model, with a financial system, among human, physical and financial capitals, diminishing returns, constant scale effects and heterogenic agents, the impact by the contagion adverse degree in households is modelled. Results are: a) contagion adverse degree affects intertemporal marginal substitution rate of households and production process for industry; b) short and long run economic growth rate are also affected by the contagion adverse degree of households; c) human capital growth rate and distribution dynamics relies on contagion adverse degree as well; d) in the absent of a financial system, poor households will allocate less time to leisure if they want to consume more or increase human capital or both when the contagion adverse degree is low, and viceversa; e) physical and human capital ratio of the economy relies only in one sector when there is none financial system. Consequently, economic growth rate is lower since only one sector performs production activities while having a contagion adverse degree low; f) rises in output or decreases in salary due to the contagion adverse degree lead to increases in inequality; g) inequality decreases when human capital goes up; h) physical capital generates small and positive changes in inequality; i) financial capital causes positive impacts on inequality; j) inequality decreases if total multifactorial productivity increases; k) macroeconomic equilibrium depends in negative ways because of contagion adverse degree. © Springer Nature12 2 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Understanding Inequality Throughout Production and Financial ActivitiesThe relationships between inequality and economic activities with a financial system as a financing source is analyzed. An endogenous growth model with human, physical, and financial capitals, diminishing returns, constant scale effects, and heterogeneous agents is outlined. Heterogeneity comes from capital endowments in agents, allowing to introduce a financial system into the economy. Macroeconomic equilibrium, distributional dynamics, and long-run shocks due to the interaction between economic growth, inequality, and financial system are characterized. An empirical study is conducted to test the theoretical findings using LS Panel Data techniques with fixed and random effects estimations. The econometric model is fed with information drawn from the Penn World Table for 81 countries during 1970 – 2019. Main results are: a) in the absence of a financial system, poor households will allocate less time to leisure if they want to consume more, increase human capital or both; b) physical and human capital ratio of the economy relies only in one sector when there is none financial system. Consequently, economic growth rate is lower since only one sector performs production activities; c) increases in output lead to increases in inequality; d) inequality decreases when human capital goes up; e) physical capital generates small and positive changes in inequality; f) financial capital causes positive impacts on inequality; g) inequality decreases if total factor productivity increases; h) empirical evidence verifies theoretical findings. ©The author © Montenegrin Journal of Economics.