Ramírez Pérez, Héctor Xavier
Main Affiliation
Preferred name
Ramírez Pérez, Héctor Xavier
Official Name
Ramírez Pérez, Héctor Xavier
ORCID
0000-0003-3363-2808
Scopus Author ID
56989868500
14 results
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Item type:Publication, Household Expenditure in Health in Mexico, 2016The aim of this research is to evaluate the financial protection of public health insurance by analyzing the percentage of households with catastrophic expenditure in health (HCEH) in Mexico and its relationship with the condition of poverty, the state, the condition of insurance, and the items of health expenditure. A special emphasis was placed on the poorest households (income quintile I). Method: The National Household Income and Expenditure Survey 2002–2016 was used to estimate the percentage of HCEH. The analysis was carried out with Stata-SE 12. Results: in 2016 there was 2.13% of HCEH (1.82–2.34%, N = 657,474). Conclusions: the percentage of HCEH decreased in recent years, although in 2016 it increased slightly, improving financial protection in health. This decrease seems to have stagnated, maintaining inequities in access to health services, especially in the rural population without affiliation to any health institution. © 2020, Springer Nature Switzerland AG.1Scopus© Citations 1 17 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, How Financial Literacy Factors Influence Households’ Income and Expenses(Social Sciences Research Society, 2024); ; Financial literacy equips individuals with the knowledge and skills necessary to manage money effectively, thereby fostering financial well-being and supporting societal development through the promotion of financial responsibility. This study investigates the key determinants of financial literacy that influence household income and expenditure. The research employs an empirical analysis, utilising data from a biannual National Income and Expenses Survey. Two models were compared using multivariate estimations to examine the cause-and-effect relationships between income, expenditure, and financial literacy variables. The first model applied the least-squares method, while the second utilised a robust least-squares method, which accommodates outliers and mitigates the impact of assumption violations. Findings reveal that certain factors, including savings, education, medical expense insurance, life insurance, and credit card usage, significantly and positively influence household income and expenses over time. Notably, the acquisition of medical expense insurance, life insurance, and credit card usage emerged as the most impactful factors. Although savings and education were statistically significant, their overall influence on household financial outcomes was comparatively limited. This study contributes by identifying and highlighting the most influential factors affecting household income and expenditure, with implications for policy and practice. It is recommended to enhance financial literacy by improving public understanding and practical engagement with medical expense insurance, life insurance, and credit card usage, thereby promoting more sustainable and prosperous financial outcomes for households. © The authors (2024), International Journal of Economics and Finance Studies ©Social Sciences Research Society.31 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Measuring familiness in private family firms : a bayesian network modelThe objective of this analysis was to identify the causality among variables that originate the highest level of familiness in private family firms. The Bayesian Networks (BN) theory was applied to measure the effectiveness of resources and capabilities provided by the family members within a family business to understand causal relations among variables by using probabilistic reasoning throughout a graphic. Results showed that if salary of family members was higher than salary of employees in the same position, if family members shared information among themselves, and if family firms presented family-employee bonds, there was an 83%, 70%, and 79% of probability of having a high level familiness, respectively. The limitation of the study is that any modification in the BN might show different outcomes. These findings expand the knowledge on family business discipline and suggest a path for family business’ leaders to increase familiness. If family firms want to strengthen their competitive advantage, the main variables they should focus, among all the resources and capabilities that represent familiness, are salaries of family members, sharing information, and family-employee bonds.25 3Scopus© Citations 2 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Unresolved Issues: Quality of Life and Digitalization in Marginalized CommunitiesDigitalization is a catalyst for the development of an information society, transforming how individuals interact with the world. However, its implementation across countries and regions has been uneven, contributing to social polarization and declining social trust. Among the most pressing concerns related to digitalization and inequality are the conditions of marginalized communities and persistent gender disparities. This study examines whether digitalization is associated with quality of life in marginalized areas and whether these effects differ between men and women. Using a quantitative approach, this study applies an ordinal regression model to data from two surveys conducted in 2021 and 2024 in a marginalized community in Mexico City. The results indicate that digitalization is significantly associated with quality of life: households possessing technological assets were 4.17 times more likely to report improvements in quality of life. Moreover, notable gender differences emerged. Although men’s quality of life increased by a factor of 35.7 in relation to digitalization, no statistically significant association was observed for women. The findings suggest a growing and statistically significant association between digitalization and quality of life in marginalized communities, but its benefits are distributed unevenly across genders. ©The authors ©MDPI.13 20 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Survival Likelihood of Micro and Small Businesses Facing a CatastropheThis chapter proposes a measurement methodology throughout a Bayesian Network to quantify the survival probability of micro and small enterprises (MSEs) facing a catastrophic event, and to assess if a Business Continuity Plan (BCP) is a unique alternative to prevent companies from bankruptcy. Empirical evidence for a developing country shows the majority of companies are MSEs and without enough knowledge about a BCP; therefore, the likelihood of businesses’ survival will depend on BCP and several other elements that should be taken into account for owners when making decisions towards negative effects of catastrophic events. Results showed that for MSEs businesses with high face-to-face customer interaction, a BCP might be useful as well as the experience in crisis of the management team, but not as the only variable.33 2Scopus© Citations 1 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Digital consumer behavior and medical tourism: A regional analysis in MexicoMedical tourism has increasingly become an important alternative to receive healthcare services given medical systems’ limitations such as: treatment availability, access, and price. The industry has significantly grown with the availability of internet services and digital platforms which enable consumers to connect with service providers as well as other stakeholders around the world. And, considering medical tourism profiles related to travel frequency, expenditure, place, and degree of digital platform use, the question is how does digital platform use impact medical tourism consumer behavior related to the type of destination? Cluster analysis and georeferencing analytics were utilized to study the correlation between digital platform use and the preferred type of destination for medical tourism. The study shows a clear positive correlation between the variables compared.40 5Scopus© Citations 11 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Innovation and internationalization : Grupo Lorsa : A family firm that found innovation from within(2018); 1 30 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Social mobility through technological assets: a regional microsimulation modelAccess to technology is a significant factor in facilitating upward social mobility by reducing disparities in access to information and fostering educational and employment opportunities. This study develops a microsimulation model for a region in Mexico to estimate the probabilities of households achieving social mobility through a two-year renewable microcredit scheme for acquiring a computer with internet access over a 14-year period. The data utilised include the National Income and Expenses Survey and a regional social mobility survey. The methodology incorporates principal component analysis to construct an Asset Index, ordered logistic regression for asset selection, a Markov Chain for transition probability estimation, and Monte Carlo simulation. The findings reveal that 13.75% of households could progress to a higher wealth quintile while sustaining their ability to repay the microcredit. The study advocates for targeting public programmes aimed at social mobility towards specific sectors rather than implementing universal initiatives. Additionally, it recommends enhancing credit conditions through public-private partnerships to mitigate inequality. ©The authors © (2024), (Social Sciences Research Society). All rights reserved.22 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, Principals and student achievement: a comparative study of eight countries(2021); 2 4 - Some of the metrics are blocked by yourconsent settings
Item type:Publication, The influence of graduate attributes and humanistic principles on leadership, social responsibility, and performance(Springer Science and Business Media LLC, 2025); ; Higher education institutions (HEIs) offer educational methods inspired by their mission, vision, and philosophy. Graduate attributes are the resulting skills and competencies that students develop during their learning process and then apply in their professional work. This study analyzes whether a HEI’s humanistic philosophy informs graduate attributes and then influences Senior Management alumni’s leadership style and social responsibility. The results of this study suggest that HEIs with strong humanistic components favor the development of a person-centered leadership. And, when graduates occupy management positions, this leadership style correlates with the development of socially responsible companies as well as positive organizational performance. Moreover, the longer graduates occupy leadership positions, the greater the positive effect on the organization. © The authors © Springer.22 4